KARATE INTERNATIONAL MARTIAL ARTS
ASSOCIATION
CLUB AND MEMBER TO MEMBER INSURANCE
INDIVIDUAL MEMBERS PUBLIC LIABILITY COVER
DIRECTORS AND OFFICERS LIABILITY COVER
This is for Civil Liability and covers the
Officers of Associations against action taken against them. This can be
arranged via our insurers.
Extensions of cover for Open Tournaments (those
involving persons not registered and therefore not insured by the
Federation is available via our insurers. Registered member tournaments
do not require additional cover.
Death benefit - £15,000
(under 16 years of age or undergoing full time education £5,000).
- Loss of sight in one or
both eyes - £25,000
- Loss of limb - £25,000
- Permanent total disability
- £25,000
- Permanent and total loss
of hearing in both ears £25,000
- Permanent and total loss
of hearing in one ear £6,250
- Permanent and total loss
of speech £25,000
- Temporary total disability
– weekly benefit (for up to 104 weeks from the date of the accident).
The first 14 days of any claim is not covered. - adults £50 children £5
- Temporary partial
disability – not covered.
Accident cover is for the
United Kingdom of Great Britain and Northern Ireland and the Republic of
Ireland.
The maximum payable to any one
person is £25,000.
The maximum sum payable for the
weekly benefit shall not exceed 65% of the insured persons gross weekly
wage.
The insured person will be
covered only whilst :-
- Their registration with
the Federation is in date and registered with the Registration Officer.
- Their Group is currently
registered with the Federation and all fees are paid to date.
- Training/competing or
officiating for the Federation or the Insured Member Group.
- Taking part in any social
activity organised by the Federation or the Insured Member Group.
- Proceeding directly to and
returning from the Federations or the Insured Member Group away fixtures
as part of an organised party, under the Federations or the Insured
Member Group auspices, using private cars, motor coaches or public
transport, but excluding aircraft or motor cycles.
The Chair must be notified
without delay of a potential claim. All parts of the claim form must be
completed along with the medical document issued with the form. All forms
are to be returned to the Chair for authorisation. The Insurers will only
accept claims authorised by the Federation.
Late claims may not be
accepted.
ACCIDENT INSURANCE COVER FOR 4
YEARS TO 70 YEARS OF AGE
INSTRUCTORS INDEMNITY INSURANCE
£70.00 for £2,000,000 and £90.00 for £5.000.000
cover which includes product liability cover
All Instructors should have this cover. As an Instructor you are telling
your students to follow certain practices or perform in a certain way.
Should they be injured by following your advice then they could sue you.
This cover is taken out directly with the Broker and not via the
Federation.
£5.000.000 for member to member and member to
public cover when the Instructor has a valid Federation Individual
Registration Receipt (Pink slip/Green slip FMA) and the students
training on the premises have valid Federation Individual Registration
Receipts.
This insures your legal liability to pay compensation to members of the
public or club or association members if they are injured or their
property is damaged as a result of an accident caused by you, your
employees or members while acting on your behalf.
Cover applies in the United Kingdom and other member country of the
European Union. It also applies elsewhere in the world in respect of
employees or members who are temporary abroad on your behalf.
Cover is from 4 years of age.